MUST-READ Selection(s):
'People Lose A Little Bit Of Weight'
So You Dislike The Prospect Of Civil War?
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Its not hard to do it.
Cars that have engines that will blow up, or transmissions that will do so, inside of 50 or 100,000 miles.
DPFs that have 100,000 mile service lives -- and cost $3,000 or more to replace even though they're service items on diesel trucks because the manufacturer decided to place it inside the catalytic converter housing and make removing and replacing it extremely expensive and difficult as a result, instead of being a 30 minute job to unbolt two flanges and replace it in for under $1,000.
Homes with crap appliances and ****ty components that break within 2-3 years -- or even worse, crap framing and foundations.
Phones with batteries that have 300-500 cycle life expectations -- and must be charged daily -- but the batteries are not replaceable by the user.
And so on.
Just one legal change will stop it entirely in major purchases. No, it won't stop it everywhere and it is everywhere but it will stop it in the things that drive up your cost of living to huge degrees -- including vehicles, communications and housing.
Its a one-sentence bill:
No entity may offer financing, irrespective of the means or indirection, for a term that extends beyond the 100%, parts and labor warranty coverage, allowing only an exclusion for physical abuse or damage by accident or malice.
An uncovered failure during the financing period terminates the entirety of the rest of the payment obligation in full, irrespective of the percentage of the remaining contract or the amount of the denied claim.
Enforcement is via the FTC as an unfair and deceptive business practice and any entity attempting collection via any means commits felony fraud upon the consumer and is liable for three times the harm done, including but not limited to reputational damage should credit reports be impacted or collection attempts made with statutory minimum damages of $10,000 per consumer so-harmed due to the dunned person which is collectable via suit in small claims with no capacity to remove it to the District or State court systems.
That's it.
Yes, this applies to financed used car sales as well.
You can sell all the en****ified things you'd like -- but only for cash.
Now the manufacturer or builder has to cut the bull**** and make products with a warranty that is all-inclusive, parts and labor including all components without exception, except for physical damage due to Act of God, accident, proved neglect or malicious act.
If they don't then the maximum financing term is effectively zero.
If a car company cannot build vehicles with 200,000 mile drivelines that do not explode before that time that's fine, but since there is no "miles or months" on this the first guy who has an eight year financing contract and drives 25,000 miles a year when his truck blows in year five the other half of his contract is void -- he only pays for half the truck.
You sell a new house with ****ty 10 year three-tab shingles? It can't be financed for more than ten years.
You sell cellphones with non-user-replaceable batteries? You can't finance them through "payment systems" for more than 12 months, which is the expected battery cycle life with one charge a day, or everyone who buys one on said two year agreement, when the battery fails after a year and you won't cover it, has their rest of their obligation voided.
And so on.
One simple law, no more than three paragraphs.
Implementation? Simple: A homebuilder must have posted surety against defects and failures during the mortgage period. They selected the components and labor so its on them and since no builder can self-insure that across their entire "as built" base for that length of time they'll have to buy said insurance against it. That's ok. A carmaker can choose the length of their end-to-end warranty coverage but whatever they choose, and no mileage limits either, is the limit on financing. A used car dealer must likewise offer same or only deal in cash.
A non-commercial seller (e.g. a private-party home sale) can take place but to get financing one of the parties is going to have to pony up for said coverage. Since financing on third-party sales of real estate is typically the buyer's election as to terms and duration that's now part of the transaction cost and yes, this will mean inspections actually mean something since they'll go into the price of said coverage which the buyer will, of course, deduct from his calculation of present value -- justly so. The only exception is of course bare land which has no such requirement since it can't "break" due to en****ification.
PS: No, you cannot sell burritos on Klarna. Anyone trying to do that gets no payment at all since the burrito is **** before the first payment is due -- quite literally ****.
Oh, it was Ukraine that did all this "with a little help in the form of some ammunition and such" from the US (and others)?
Uh, no it wasn't.
Gee, those of us saying we were actually the ones doing the planning, directing and Generalling -- and they were doing the dying -- were right from the start. Yet another "conspiracy theory" goes up in smoke; the NY Times brings receipts.
https://www.nytimes.com/interactive/2025/03/29/world/europe/us-ukraine-military-war-wiesbaden.html
If you don't have a sub:
IMHO this makes the entire US -- all of it, including you and I, since we're the reason the United States can fight a war, when you get down to it -- legitimate targets of the Russian military.
We, and everyone else, must adopt that position because it is that, and only that, which deters aggression -- the knowledge that if you let your government do it you will be shot at, your house bombed, your spouse and children killed and your cities reduced to ash -- not just some faceless poor bastard in a trench "over there."
In other words you're either consensually in on the action in question because you believe the risk is worth it or you remove your government by whatever means you must because if you don't then you get shot, blown up and your **** incinerated because you're a pussy and thus you deserve it.
Many will consider this announcement to be a "death knell" for the planet.
“After 16 years, EPA will formally reconsider the Endangerment Finding,” said Administrator Zeldin. “The Trump Administration will not sacrifice national prosperity, energy security, and the freedom of our people for an agenda that throttles our industries, our mobility, and our consumer choice while benefiting adversaries overseas. We will follow the science, the law, and common sense wherever it leads, and we will do so while advancing our commitment towards helping to deliver cleaner, healthier, and safer air, land, and water.”
It is actually the exact opposite for both the planet and the United States.
Nobody wants to live in a dystopian hellscape. Nobody.
Yet a couple of billion people do -- in other countries. We used to have significant bits and pieces of it right here in America; I grew up in a "soft" version of it, where the flowing river water had few fish in it, and those that were there you could not eat. We fixed that and today that same body of water is clear rather than being murky all the time -- and the fish aren't full of poisons.
Ditto for the air -- when I was growing up you choked going past the chemical plants. Today there are still chemical plants, including some in the same places, but they emit far less and you can't smell them anymore.
As I've pointed out when it comes to gasoline engines in production vehicles we solved more than 99% of the problem with evaporative fuel cannisters, port fuel injection, catalytic converters and oxygen sensors in the exhaust which, under computer control, reduce hydrocarbon and carbon monoxide emissions to nearly zero once the catalyst and sensors have reached operating temperatures. While you can still "smell" a gas car on a cold start because the sensors and cat require heat to operate and thus do not come online instantly within a couple of minutes both are operating and the odor -- and emissions -- are basically gone. What's left is carbon dioxide which is the subject of this "endangerment" finding -- when in fact CO2 is plant food.
Gas engines that run at stochiometric (that is, exactly balanced between the fuel and air ratios) mixtures produce very little CO and it is unburned fuel that produces HC emissions. Engine designers try to have the unburned fuel amount be zero (you obviously paid for it and that which is not burned doesn't produce energy thus it is wasted) but zero is unattainable. The computer reads oxygen in the exhaust and instantaneously adjusts the mixture by controlling the amount of fuel injected, and the catalytic converter burns up the small extra amount of unburned fuel that inevitably remains, reducing it to CO2.
I'm not kidding about CO2 being plant food; it really is. If you talk to anyone who has a greenhouse on a commercial basis you'll find many of them intentionally pump in more CO2 because up to about 1,000 ppm, or somewhat more than double the average in the air, plant growth increases. Of course a greenhouse is expensive and you want to boost output -- and CO2 is reasonably cheap.
The average indoor CO2 concentration is around 1,000 ppm as well. Why? Because few people have a lot of plants (which absorb CO2 and produce O2) there are animals inside (which expire CO2) and we deliberately limit air exchange inside a building because we'd prefer that the heated and cooled air we spend money to produce stay in the building. Some does leak out and in, obviously, and has to because otherwise you'd consume all the oxygen (and die) if there was no exchange -- but limiting it by closing doors and windows when you have the heat or A/C on is necessary so you can pay the power or gas bill.
Given the impending return of sanity to the EPA and the removal of said "CO2" finding crap, let me say this to the various entities in Government and the carmakers:
STOP the en****ification of modern engines and vehicles. A few non-exhaustive (but some of the most-egregious) examples:
Now let me come back and do air conditioners.....
Oh, and as for the en****ification encompassed in things like Stacey Abrams' garbage-can "non-profit" retrofitting homes with induction stoves? Yeah, they're $3,000 which is wildly more than a standard gas or electric range but of course if you can force the taxpayer to cover and kick back 10% to Stacey's scam she loves every minute of it -- but she ought to be rotting in a prison cell for the rest of her life learning all about the joys of forced gay sex for running that crap and trying to steal YOUR money.
Why?
Because you can buy a single-burner, 120V plug-in induction plate for about $100! Yeah, there's even cheaper around but seriously, at just over $100 you can get a high-quality one that absolutely does what an induction range does but with one burner instead of four -- and it requires no special power, plugging right into any existing outlet in your kitchen. Go look on Amazon; they're all over the place. I bought one quite a while ago and I use it a lot; in fact, unless I need more than one burner at a time I never use my regular stovetop anymore. Why? Because the induction burner is faster, uses far less electricity, has the instant heat control of gas (unlike common electric), food doesn't burn onto it since the surface doesn't heat other than by the pan or pot placed on top so clean-up is a simple wipe-down and it doesn't heat the house. I can (and do) also unplug it and toss it in my camper when traveling since it weighs nearly nothing and I can run it on limited power off my inverter when "off grid" -- something you obviously can't do with an ordinary range. The correct, non-scam answer to the original question is 1/30th of the price of Stacey's grift and thus nobody can steal $3,000 per person if you do it this way because there's no reason for the government to incentivize or subsidize anything -- YOU JUST ****ING BUY ONE, USE IT AND ENJOY THE ENERGY SAVINGS PLUS CONVENIENCE.
All of this "green" **** from the government has this same basic problem. Its all intentionally done at a ridiculous level of theft and scam and in virtually every case all of it is unnecessary. For almost no money if you have an older home or one that is "leaky" (air wise) and thus very inefficient in terms of energy use you can solve 80+% of it with a couple of cans of spray foam, tubes of calk, weatherstripping for the doors and similar. Oh yes you can do better at ten or even a hundred or more times the cost but 80% of the problem can literally be solved for under $100 and an afternoon of your time if you get off your ass. No government anything, except perhaps a video or three explaining how (for those who can't figure it out themselves -- its pretty obvious unless you really are missing a few cans out of your mental six-pack) is required.
The EPA's impending ruling is a good start -- but only a start.
The intentional driving of cost higher, whether it be through "wind and solar" as power generation rather than coal and gas, fuel "economy" standards on vehicles, the same for water heaters, furnaces and similar along with air conditioning and similar gear must stop and be reversed right now. MUCH of the inflation of the last 20 years has been driven through this scam and there is not only no reason for it environmentally it is screwing ordinary Americans out of trillions of dollars a year.
The video referenced is found here: https://youtu.be/mgZaT-OriO8?si=XfXInG0EtPzvtu3N (well, at least it was when I posted this)
Discuss below!
Come and get it! First of three in a Podcast Series with Sarah.